
Closings: Residential and Commercial
Neil and Lydia are active in both residential and commercial property transactions representing buyers, sellers and lenders. Neil has 40 years of experience conducting real estate closings and other related property transactions. Both Neil and Lydia have represented buyers and sellers in all phases of multi-million dollar transactions.
Alford & Alford offers personalized service and strives to make the real estate transaction as seamless as possible.
Some real estate transactions may be handled through Alford Title Co., LLC, wholly owned by Neil and Lydia.
Real Estate Contracts
In addition, clients seek counsel from Alford & Alford to prepare
- leases: residential and commercial
- purchase agreements: residential and commercial
- documents for owner financing transactions
- contractor liens
- construction contracts
- donations
- sale documents
- mortgage documents
- options
- right of first refusal
Other real estate related services include
- tax sale confirmations
- discovery, analysis and cure of title defects
- title examination
- enforcement and defense of construction contracts and liens
The Closing Process
Steps for closing on a home purchase
Steps for closing for refinance transaction
Title Insurance
Ownership of real estate, particularly a home, can represent a substantial investment of wealth and a way of life. Alford & Alford offers title insurance to protect this valued asset.
Three Reasons Every Homeowner Needs Title Insurance, Fox Business article
Helpful resources
Moblie Apps
Mobile apps are increasingly assisted home buyers in their search for the American Dream. Here's a video on how mobile apps are used in the home buying process.
The U.S. Housing and Urban Development Agency has produced a Guide to Buying a House. It is a broad review of many issues involved with the purchase of real estate.
Alford and Alford is a member of the American Land Title Association. ALTA created "Home Closings 101" for residential closings. To review the material, just click on the flashing graphic below, then click on the various topics on the wheel.
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Condominium Living
Louisiana has a new law requiring condominium associations to post fidelity bonds. The law is effective on August 15, 2011. So Louisiana condo associations must now abide by both Louisiana law and HUD requirements on this coverage. A comparison of the two standards is imperative to compliant operation of Louisiana condominiums.
We'd be glad to mail any of the following real estate pamphlets to you. Just send us an email with “legal pamphlets” in the subject line. Be sure to include your name and address and the title of the pamphlet(s) you want. We won’t add you to our email list for our firm newsletter unless you sign up for it on this website.
Pamphlets
- What You Should Know About Buying a Home
- ALTA Title Insurance flyer
- Gathering Your Personal Information & Documents with a Personal Organizer
- What You Should Know About Your Legal Health
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